Health Insurance Requirements
All F-1 and J-1 international students and scholars whose I-20 or DS-2019 was issued by Wayne State University are required to enroll in the Wayne State University Student/Scholar Health Insurance (IHI) plan administered by AIG. Do not purchase health insurance in your home country to meet the Wayne State University Health Insurance Standards, which are compliant with the U.S. Federal Health Care Reform Law known as the Patient Protection and Affordable Care Act (PPACA). Do not ask us to violate either the federal regulations that govern your visa status or federal PPACA law by accepting your health insurance plan that does not meet these requirements.
Because of the health insurance requirements, a health insurance hold (Health Insurance Hold) is placed on all international students each semester, which includes Fall, Winter, and Spring/Summer. A residency code of N (Non-Resident) indicates that a student is a resident of a foreign country. This mechanism allows the OISS staff to track and monitor students who have not purchased health insurance and could potentially be "out of status."
All International Students and Scholars must purchase health insurance through AIG or show proof of WSU issued insurance before their "Health Insurance Hold" is released.
STUDENTS/SCHOLARS WITH THE FOLLOWING NON-IMMIGRANT STATUS ARE REQUIRED TO HAVE HEALTH INSURANCE:
- J-1 and J-2 dependents (regardless of enrollment)
- F-1 and F-2 dependents
Any J-1 exchange visitor who willfully or negligently does not purchase health insurance for themselves and/or their family will be terminated from the WSU Exchange Visitor program. Termination will occur without prior notice.
REPATRIATION & MEDICAL EVACUATION COVERAGE IS REQUIRED
WSU requires repatriation and medical evacuation coverage for all international students and scholars, except Commuting Canadian Students. Therefore, students and scholars employed at WSU, must purchase the OISS WSU International Health Insurance Program's repatriation and medical evacuation benefit annually. The annual cost of repatriation and mediical evacuation is $26.00 and can be purchased online through AIG at: http://www.studentinsurance.com/Apps/Schools/Default.aspx?ID=351.
NOTE: Beginning August 1, 2012, our Accident and Sickness Insurance Plan for international students and scholars will be administered by AIG, http://www.studentinsurance.com/Apps/Schools/Default.aspx?ID=351.
The Health Insurance Advocate located within the Office of International Students and Scholars is responsible for processing all International Health Insurance enrollment applications.