International Student Health Insurance Requirements

To apply for the OISS WSU International Student Health Insurance log on to and click the enroll link that pertains to you.

Informational Flyers:

Understanding the International Student Health Insurance Requirement
How to Use Your AIG Student Health Insurance Plan



Because of the high cost of health care in the United States, Wayne State University's (WSU) international students, scholars and their accompanying dependents are required to have health and accident insurance which meets the requirements of Wayne State University and is PPACA (Patient Protection and Affordable Care Act) compliant.

All students must purchase the OISS international health insurance plan currently provided by AIG Health Insurance. Insurance can be purchased on either a semester or annual basis.
The University offers a plan that is designed to meet the needs of WSU international students and scholars.

The Wayne State University International Health Insurance Program is located in the Office of International Students and Scholars (OISS), (313) 577-0724, 42 W. Warren Welcome Center Suite 416 Detroit, MI 48202.

The Health Insurance Advocate located within the Office of International Students and Scholars is responsible for processing all International Health Insurance enrollment applications and can also be contacted via e-mail at



All international medical students, including commuting and non-commuting Canadian students, are required to purchase either the AIG student health plan or the Medical School Health Insurance Package. Canadian students are not allowed to waive out of this requirement using provincial health care plans such as OHIP or RAMQ, these plans do not provide adequate coverage while here in the United States. For additional information regarding the School of Medicine's health insurance requirement, please visit



The following DOES NOT APPLY to Medical Students

F-1 commuting Canadian students who live in Canada and commute to the U.S daily to attend classes at WSU, have the option to either waive out of the WSU international health insurance program (IHIP), or purchase the WSU international health insurance as a supplement to their OHIP coverage. The Ontario Ministry of Health strongly recommends commuting Canadians purchase supplementary insurance due to limited benefits OHIP provides to foreign health care providers. Commuting Canadians opting to "waive" out of the WSU international health insurance program must complete the online Commuting Canadian Health Insurance Waiver form at



J-1 Canadian Students and Scholars can no longer use their OHIP as proof of health insurance coverage. OHIP does not provide adequate coverage while here in the U.S, and does not meet the Department of State health insurance requirements and is not PPACA compliant. All J-1 Canadian students and scholars must purchase the OISS WSU health insurance currently provided by AIG insurance. TRAVEL INSURANCE IS NOT ACCEPTABLE AS IT FAILS TO MEET HEALTH INSURANCE REQUIREMENTS.

To enroll in the OISS WSU International Student Health Insurance, administered by AIG, log on to and click the enroll link that pertains to you.



Health coverage provided by your Canadian province (OHIP, etc.) is not acceptable as a substitute for the Wayne State University Student/Scholar Health Insurance, administered by AIG, because it does not pay for the actual U.S. costs of health care and it requires you to return to Canada for non-emergency care or for additional treatment once you have been stabilized. TRAVEL INSURANCE DOES NOT MEET THE WSU HEALTH INSURANCE REQUIREMENTS.



The annual insurance policy coverage year begins August 1st through July 31st of the following year. Make sure you renew your health insurance with OISS prior to the expiration of your insurance.



Unless otherwise noted, payments are made directly to AIG, on-line, during the enrollment process. Visa and Mastercard are accepted.